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›› 1993, Vol. 29 ›› Issue (4): 313-318.

• 论文及研究报告 • 上一篇    下一篇

森林火灾数量特征和火灾保险率的数学模拟

洪伟 陈辉 方柏州   

  1. 福建林学院,南平353001
  • 收稿日期:1991-10-31 修回日期:1900-01-01 出版日期:1993-07-25 发布日期:1993-07-25

SIMULATING FOR NUMERICAL CHARACTERISTIC AND FIRE INSURATION RATE OF FORESTS FIRE

Hong Wei,Chen Hui,Fang Baizhou   

  1. Fujian Forestry College, Nanping 353001
  • Received:1991-10-31 Revised:1900-01-01 Online:1993-07-25 Published:1993-07-25

摘要: 森林火灾保险是国内新设的保险种类,保险费率的确定是一个值得研究的问题。本文通过对福建省某地区火灾资料的分析,得出了年火灾发生次数和每次受灾面积的概率分布模型,应用计算机仿真技术(Monte-carlo方法)模拟了一定时期内年火灾次数和面积,并根据保险费率计算的有关理论和依据,确定了森林火灾保险费率的合理取值。

关键词: 森林火灾, 保险费率, Monte-carlo方法

Abstract: Forests insuration is a new kind of insuration in China. One of the questions is how to decide the insuration rate. The present paper, analysing the fire date collected in the areas of Fujian Province has given the Probabilitydistribution of the number and the area of forest fire. Mote-carlo method hasbeen used to simulate the number and the area of forest fire which will su-pposedly occur each year and a reasonable inauration rate has been determin-ed

Key words: Forest fire, Insuration rate, Monte-carlo method